Swift and BIC Codes for First Technology Credit Union




Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of First Technology Credit Union in USA, your bank will ask for the swift code of First Technology Credit Union.

Important: Swift Codes or BICs of First Technology Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of First Technology Credit Union instead of swift codes.

Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of First Technology Credit Union to initiate International wire transfer.

First Technology Credit Union Swift Codes for International Wire Transfers

First Technology Credit Union doesn't have a swift code. However, you can still receive the wire transfer into your account by providing the following instructions to the sending bank -

For USD Wires

Intermediary Financial Institution Information
Intermediary Bank Name: Correspondent U.S. Bank
Intermediary Bank Address: Correspondent U.S. Bank Address
Intermediary Bank Swift Code: Swift Code for Correspondent Bank

Beneficiary Bank Information
Beneficiary Bank Name: First Technology Credit Union
Beneficiary Bank ABA: 321180379

Member Information
Member Name & Address: Full Name and Address on account receiving funds
Member Account Number: Account Number (Member 10-digit BECU account number) receiving the funds.

For Foreign Currency Wires

Please contact Member Services for wiring instructions for the specified currency.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.


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ABA Routing Number: Routing numbers are also referred to as "Check Routing Numbers", "ABA Numbers", or "Routing Transit Numbers" (RTN). The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers may differ depending on where your account was opened and the type of transaction made. Each routing number is unique to a particular bank, large banks may have more than one routing number for different states.

ACH Routing Number: ACH Routing Number stands for Automated Clearing House (ACH). This routing number is used for electronic financial transactions in the United States. ACH helps to improves payment processing efficiency and accuracy, and reduce expenses. Banks offer ACH services for businesses who want to collect funds and make payments electronically in batches through the national ACH network. ACH routing number is a nine digit number. The first four digits identify the Federal Reserve district where the bank is located. The next four numbers identify the specific bank. The last number is called as a check digit number which is a confirmation number. ACH Routing Numbers are used for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax payments etc.

Fedwire Routing Number: Fedwire Transfer service is the most expedient method for transferring funds between business account and other bank accounts. It is used for domestic or international transactions in which no cash or check exchange is involved, but the account balance is directly debited electronically and the funds are transferred to another account in real time. To complete a wire transfer, the sender must provide his bank name and account number of the recipient, the receiving account number, the city and state of the receiving bank and the bank's routing number.