Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Bank of America NA in USA, your bank will ask for the swift code of Bank of America NA.
Important: Swift Codes or BICs of Bank of America NA are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Bank of America NA instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Bank of America NA to initiate International wire transfer.
Bank of America NA Swift Codes for International Wire Transfers
To receive incoming international wire transfer in your BofA account in USA, please ask the sender to use the following swift code:
SWIFT Code: BOFAUS3N [for both US dollar (USD)] Address: Bank of America, NA
222 Broadway
New York, New York 10038
BOFAUS6S [foreign currency (non-USD) denominated wires] Address: Bank of America, NA
555 California St
San Francisco, CA 94104
Wire Transfer Routing Number: 026009593
Bank Swift
Full Swift Code
Bank - Branch
City
We couldn't find the Swift Code for Bank of America NA. It is possible that Bank of America NA is not connected to SWIFT network. Most of the credit unions and small banks in USA do not have the connectivity to swift network and thus does not have a Swift Code, IBAN or other international routing codes, so you can't directly receive international funds in your account with credit unions/ banks. However, there is a way around it.
How to receive International Wire Transfers if your Bank or Credit Union doesn't have a Swift Code
Don't worry! You can still receive international wire transfers. Sender's international financial institution should have a correspondent bank in the US (which acts as an intermediary bank) to which they can wire the money and then intermediary bank will send the money domestically (within USA) using aba routing numbers of Bank of America, National Association. You can find the Routing Number for Bank of America NA here. Note that most international wire transfers involve a fees. Please clarify with your financial institution about the total fees (sending bank + correspondent bank) before you initiate the transfer.
Alternatively, you can also use money transfer services like TransferWise for getting best currency conversion rates with lower wire transfer fees and with no requirement of a swift code. This method can be used only for transfers upto $30,000.
