Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Delta Community Credit Union in USA, your bank will ask for the swift code of Delta Community Credit Union.
Important: Swift Codes or BICs of Delta Community Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Delta Community Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Delta Community Credit Union to initiate International wire transfer.
Delta Community Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Delta Community Credit Union, you need to provide the following instructions to the sending bank -
Intermediary Bank Information
Intermediary Bank Name: Bank of New York Mellon
Intermediary Bank Address: 101 Barclay Street, 19W New York, NY 10286
Intermediary Bank Swift Code: IRVTUS3N
Beneficiary Bank Information
Beneficiary Bank Name: Delta Community Credit Union
Beneficiary Bank Address: 1025 Virginia Avenue, Atlanta, GA 30354
Beneficiary Bank Account Number: 8900684046
Member Information
Member Name & Address: Full Name and Address on account receiving funds
Member Account Number: Account Number
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.