Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Esl Credit Union in USA, your bank will ask for the swift code of Esl Credit Union.
Important: Swift Codes or BICs of Esl Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Esl Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Esl Credit Union to initiate International wire transfer.
Esl Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in ESL Federal Credit Union, you need to provide the following instructions to the sending bank -
Bank Name: ESL Federal Credit Union Address: 225 Chestnut St. Rochester, NY 14604 Swift Code: EFCUUS33XXX ABA Routing Number: 2223-7186-3
Member name on account to be credited
Member account number to be credited.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
