Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of First Technology Credit Union in USA, your bank will ask for the swift code of First Technology Credit Union.
Important: Swift Codes or BICs of First Technology Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of First Technology Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of First Technology Credit Union to initiate International wire transfer.
First Technology Credit Union Swift Codes for International Wire Transfers
First Technology Credit Union doesn't have a swift code. However, you can still receive the wire transfer into your account by providing the following instructions to the sending bank -
For USD Wires
Intermediary Financial Institution Information
Intermediary Bank Name: Correspondent U.S. Bank
Intermediary Bank Address: Correspondent U.S. Bank Address
Intermediary Bank Swift Code: Swift Code for Correspondent Bank
Beneficiary Bank Information
Beneficiary Bank Name: First Technology Credit Union
Beneficiary Bank ABA: 321180379
Member Information
Member Name & Address: Full Name and Address on account receiving funds
Member Account Number: Account Number (Member 10-digit BECU account number) receiving the funds.
For Foreign Currency Wires
Please contact Member Services for wiring instructions for the specified currency.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.