Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Latino Community Credit Union in USA, your bank will ask for the swift code of Latino Community Credit Union.
Important: Swift Codes or BICs of Latino Community Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Latino Community Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Latino Community Credit Union to initiate International wire transfer.
Latino Community Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Latino Community Credit Union, you need to provide the following information -
Intermediary Bank Information:
Intermediary Bank Name: State Employees’ Credit Union Intermediary Bank Address: 1000 Wade Avenue, Raleigh, NC 27605 Intermediary Bank Routing Number: 253177049 Intermediary Bank Swift Code: SMCUUS31
Beneficiary Bank Information:
Beneficiary Bank Name: Latino Community Credit Union Beneficiary Bank Address: PO Drawer 25279, Raleigh, NC 27611 Beneficiary Bank Routing Number: 053185503
Beneficiary Information:
Account Name: Name on account receiving funds Account Number: Account receiving the funds.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
