Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Michigan State University Credit Union in USA, your bank will ask for the swift code of Michigan State University Credit Union.
Important: Swift Codes or BICs of Michigan State University Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Michigan State University Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Michigan State University Credit Union to initiate International wire transfer.
Michigan State University Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Michigan State University Credit Union, you need to provide the following instructions to the sending bank -
Bank Name: Michigan State University Credit Union Address: 3777 West Road, East Lansing, MI 48823 ABA Routing Number: 272479663 MSUFCU SWIFT Code: MSUCUS44 Your base account number and your two digit ID: For example, if your account number is 123456-03. 123456 is your base account number and 03 is your two-digit ID designating your savings or checking account.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
