Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Middlesex Savings Bank in USA, your bank will ask for the swift code of Middlesex Savings Bank.
Important: Swift Codes or BICs of Middlesex Savings Bank are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Middlesex Savings Bank instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Middlesex Savings Bank to initiate International wire transfer.
Middlesex Savings Bank Swift Codes for International Wire Transfers
When RECEIVING funds to your Middlesex Savings Bank account from another financial institution, provide the following information to the sender
Beneficiary Bank Name: Middlesex Savings Bank
Beneficiary Bank's ABA Routing Number: 211371227 SWIFT BIC: MDSXUS3N
Middlesex Savings Bank's Address: 6 Main Street, Natick, Massachusetts 01760
Beneficiary Account Number: Your Middlesex Savings Bank account number
Beneficiary Name: The name of your account as it appears on your bank statement
Beneficiary Address: Your address as it appears on your bank statement.
Bank Swift
Full Swift Code
Bank - Branch
City
We couldn't find the Swift Code for Middlesex Savings Bank. It is possible that Middlesex Savings Bank is not connected to SWIFT network. Most of the credit unions and small banks in USA do not have the connectivity to swift network and thus does not have a Swift Code, IBAN or other international routing codes, so you can't directly receive international funds in your account with credit unions/ banks. However, there is a way around it.
How to receive International Wire Transfers if your Bank or Credit Union doesn't have a Swift Code
Don't worry! You can still receive international wire transfers. Sender's international financial institution should have a correspondent bank in the US (which acts as an intermediary bank) to which they can wire the money and then intermediary bank will send the money domestically (within USA) using aba routing numbers of Middlesex Savings Bank. You can find the Routing Number for Middlesex Savings Bank here. Note that most international wire transfers involve a fees. Please clarify with your financial institution about the total fees (sending bank + correspondent bank) before you initiate the transfer.
Alternatively, you can also use money transfer services like TransferWise for getting best currency conversion rates with lower wire transfer fees and with no requirement of a swift code. This method can be used only for transfers upto $30,000.
