Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Patelco Credit Union in USA, your bank will ask for the swift code of Patelco Credit Union.
Important: Swift Codes or BICs of Patelco Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Patelco Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Patelco Credit Union to initiate International wire transfer.
Patelco Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Patelco Credit Union, you need to provide the following instructions to the sending bank -
Intermediary Bank Information
Intermediary Bank Name: Union Bank
Intermediary Bank Address: 400 California Street, San Francisco, CA 94101
Intermediary Bank Routing Number: 122000496
Intermediary Bank SWIFT Code: BOFCUS33MPK
Beneficiary Bank Information
Beneficiary Name: Patelco Credit Union
Beneficiary Address: 5050 Hopyard Road, Pleasanton, California 94588
Beneficiary Account: 6490134083
Member Information
Final Credit To: Your Name (as it appears on your Patelco Credit Union Account Statement)
Final Credit To: Your Patelco Credit Union Account Number and Suffix.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
