Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Polam Credit Union in USA, your bank will ask for the swift code of Polam Credit Union.
Important: Swift Codes or BICs of Polam Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Polam Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Polam Credit Union to initiate International wire transfer.
Polam Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Polam Federal Credit Union, you need to provide the following information -
Intermediary Bank Information:
Intermediary Bank Name: Bank of the West Intermediary Bank Routing Number: 121100782 Intermediary Bank Swift Code: BWSTUS66
Beneficiary Bank Information:
Beneficiary Bank Name: Polam Federal Credit Union Beneficiary Bank Address: 770 Marshall Street, Redwood City, CA 94063 Beneficiary Bank Account Number: 184001568 Beneficiary Bank Routing Number: 321076292
Beneficiary Information:
Account Name: Name on account receiving funds Account Number: Account receiving the funds.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
