Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Stanford Credit Union in USA, your bank will ask for the swift code of Stanford Credit Union.
Important: Swift Codes or BICs of Stanford Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Stanford Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Stanford Credit Union to initiate International wire transfer.
Stanford Credit Union Swift Codes for International Wire Transfers
When RECEIVING funds to your STANFORD Credit Union account from another financial institution, provide the following information to the sender
​Beneficiary Bank Name: Stanford Federal Credit Union
​Beneficiary Bank's ABA Routing Number: 321177722 SWIFT BIC: SFCUUS66
​​STANFORD Credit Union's Address: 1860 Embarcadero Road, Palo Alto CA 94303
​Beneficiary Account Number: ​Your STANFORD Credit Union account number
​Beneficiary Name: ​The name of your account as it appears on your bank statement
​Beneficiary Address: ​Your address as it appears on your bank statement.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.