Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of State Employees' Credit Union in USA, your bank will ask for the swift code of State Employees' Credit Union.
Important: Swift Codes or BICs of State Employees' Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of State Employees' Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of State Employees' Credit Union to initiate International wire transfer.
State Employees' Credit Union Swift Codes for International Wire Transfers
To Wire Funds to State Employees' Credit Union account provide the following information to the originating financial institution:
Receiving FI: State Employees' Credit Union (State ECU Raleigh) Address: Raleigh, NC 27605 ABA Routing Number: 253177049 Non-Monetary Swift Code (Optional): SMCUUS31 For Credit to Account Number: Your Credit Union account number Beneficiary Name: Your name as it appears on your Credit Union account Beneficiary Address: Your address as it appears on your Credit Union account.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
