Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of TD Bank NA in USA, your bank will ask for the swift code of TD Bank NA.
Important: Swift Codes or BICs of TD Bank NA are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of TD Bank NA instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of TD Bank NA to initiate International wire transfer.
TD Bank NA Swift Codes for International Wire Transfers
To receive an international wire transfer payment in your TD Bank account, please provide the following information to the sender.
1. If funds are to be transferred in US Currency (USD):
Wire to: TD Bank, N.A.
ABA Routing Number: 031101266
Swift Code: NRTHUS33 (if required)
Your Full Name & account title (as it appears in your account/ statement)
Your Address
Your Account Number
2. If funds are to be transferred in Foreign Currency (non-USD): (This is slightly complex, so read carefully)
Wire to: The Toronto-Dominion Bank
Swift Code: TDOMCATTTOR
The Toronto-Dominion Bank, Toronto, Ontario, Canada, M5K 1A2
For Further Credit to (Beneficiary Bank): TD Bank, N.A.
Swift code: NRTHUS33XXX
TD BANK, N. A. 6000 Atrium Way Mount Laurel, NJ 08054 USA In Favor of: Your Account Number, Your Full Name, Your address (Please include City, State and Country)
Bank Swift
Full Swift Code
Bank - Branch
City
We couldn't find the Swift Code for TD Bank NA. It is possible that TD Bank NA is not connected to SWIFT network. Most of the credit unions and small banks in USA do not have the connectivity to swift network and thus does not have a Swift Code, IBAN or other international routing codes, so you can't directly receive international funds in your account with credit unions/ banks. However, there is a way around it.
How to receive International Wire Transfers if your Bank or Credit Union doesn't have a Swift Code
Don't worry! You can still receive international wire transfers. Sender's international financial institution should have a correspondent bank in the US (which acts as an intermediary bank) to which they can wire the money and then intermediary bank will send the money domestically (within USA) using aba routing numbers of TD Bank, National Association. You can find the Routing Number for TD Bank NA here. Note that most international wire transfers involve a fees. Please clarify with your financial institution about the total fees (sending bank + correspondent bank) before you initiate the transfer.
Alternatively, you can also use money transfer services like TransferWise for getting best currency conversion rates with lower wire transfer fees and with no requirement of a swift code. This method can be used only for transfers upto $30,000.
