Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Technology Credit Union in USA, your bank will ask for the swift code of Technology Credit Union.
Important: Swift Codes or BICs of Technology Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Technology Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Technology Credit Union to initiate International wire transfer.
Technology Credit Union Swift Codes for International Wire Transfers
To RECEIVE funds to your Technology Credit Union account from another financial institution outside the U.S., you will need to supply the initiating financial institution with the following information:
Beneficiary Name: Beneficiary Account Number: Beneficiary Bank's RT Number: 121181976 Beneficiary Bank: Technology Credit Union, San Jose, CA Beneficiary Bank Address: 2010 North First Street, San Jose, CA 95131
Sending Bank may provide the Intermediary Financial Institution Information.
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.