Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Vision Bank NA in USA, your bank will ask for the swift code of Vision Bank NA.
Important: Swift Codes or BICs of Vision Bank NA are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Vision Bank NA instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Vision Bank NA to initiate International wire transfer.
Vision Bank NA Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Vision Bank NA, you need to provide the following information -
Intermediary Bank Information:
Intermediary Bank Name: The Bankers Bank Intermediary Bank Swift Code: BBOKUS44 Payable thru Bank of New York Routing: 021000018 SWIFT CODE for Bank of New York: IRVTUS3N
Beneficiary Bank Information:
Beneficiary Bank Name: Vision Bank Beneficiary Bank Account Number: 10102
Beneficiary Information:
Account Name: Vision Bank Customer Name Account Number: Vision Bank Customer Account Number.
Bank Swift
Full Swift Code
Bank - Branch
City
We couldn't find the Swift Code for Vision Bank NA. It is possible that Vision Bank NA is not connected to SWIFT network. Most of the credit unions and small banks in USA do not have the connectivity to swift network and thus does not have a Swift Code, IBAN or other international routing codes, so you can't directly receive international funds in your account with credit unions/ banks. However, there is a way around it.
How to receive International Wire Transfers if your Bank or Credit Union doesn't have a Swift Code
Don't worry! You can still receive international wire transfers. Sender's international financial institution should have a correspondent bank in the US (which acts as an intermediary bank) to which they can wire the money and then intermediary bank will send the money domestically (within USA) using aba routing numbers of Vision Bank, National Association. You can find the Routing Number for Vision Bank NA here. Note that most international wire transfers involve a fees. Please clarify with your financial institution about the total fees (sending bank + correspondent bank) before you initiate the transfer.
Alternatively, you can also use money transfer services like TransferWise for getting best currency conversion rates with lower wire transfer fees and with no requirement of a swift code. This method can be used only for transfers upto $30,000.
