Swift and BIC Codes for Centric Bank



Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Centric Bank in USA, your bank will ask for the swift code of Centric Bank.

Important: Swift Codes or BICs of Centric Bank are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Centric Bank instead of swift codes.

Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Centric Bank to initiate International wire transfer.

Centric Bank Swift Codes for International Wire Transfers

To receive International Wire Transfers to your account in Centric Bank, you need to provide the following information -

Intermediary Bank Information:

Intermediary Bank Name: Atlantic Central Bankers Bank
Intermediary Bank Address:Camp Hill, PA 17011
Intermediary Bank Routing Number: 031301752
Intermediary Bank Swift Code: ATLCUS33

Beneficiary Bank Information:

Beneficiary Bank Name: Centric Bank
Beneficiary Bank Address: 4320 Linglestown Road, Harrisburg, PA 17112
Beneficiary Bank Account Number: 220148
Beneficiary Bank Routing Number: 031315269

Beneficiary Information:

Account Name: Name on account receiving funds
Account Number: Account receiving the funds.
Bank SwiftFull Swift CodeBank - BranchCity

We couldn't find the Swift Code for Centric Bank. It is possible that Centric Bank is not connected to SWIFT network. Most of the credit unions and small banks in USA do not have the connectivity to swift network and thus does not have a Swift Code, IBAN or other international routing codes, so you can't directly receive international funds in your account with credit unions/ banks. However, there is a way around it.

How to receive International Wire Transfers if your Bank or Credit Union doesn't have a Swift Code

Don't worry! You can still receive international wire transfers. Sender's international financial institution should have a correspondent bank in the US (which acts as an intermediary bank) to which they can wire the money and then intermediary bank will send the money domestically (within USA) using aba routing numbers of Centric Bank. You can find the Routing Number for Centric Bank here. Note that most international wire transfers involve a fees. Please clarify with your financial institution about the total fees (sending bank + correspondent bank) before you initiate the transfer.

Alternatively, you can also use money transfer services like TransferWise for getting best currency conversion rates with lower wire transfer fees and with no requirement of a swift code. This method can be used only for transfers upto $30,000.

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ABA Routing Number: Routing numbers are also referred to as "Check Routing Numbers", "ABA Numbers", or "Routing Transit Numbers" (RTN). The ABA routing number is a 9-digit identification number assigned to financial institutions by The American Bankers Association (ABA). This number identifies the financial institution upon which a payment is drawn. Routing numbers may differ depending on where your account was opened and the type of transaction made. Each routing number is unique to a particular bank, large banks may have more than one routing number for different states.

ACH Routing Number: ACH Routing Number stands for Automated Clearing House (ACH). This routing number is used for electronic financial transactions in the United States. ACH helps to improves payment processing efficiency and accuracy, and reduce expenses. Banks offer ACH services for businesses who want to collect funds and make payments electronically in batches through the national ACH network. ACH routing number is a nine digit number. The first four digits identify the Federal Reserve district where the bank is located. The next four numbers identify the specific bank. The last number is called as a check digit number which is a confirmation number. ACH Routing Numbers are used for direct deposit of payroll, dividends, annuities, monthly payments and collections, federal and state tax payments etc.

Fedwire Routing Number: Fedwire Transfer service is the fastest method for transferring funds between business account and other bank accounts. It is used for domestic or international transactions in which no cash or check exchange is involved, but the account balance is directly debited electronically and the funds are transferred to another account in real time. To complete a wire transfer, the sender must provide his bank name and account number of the recipient, the receiving account number, the city and state of the receiving bank and the bank's routing number.