Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing number in USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers. If you want to send or receive money from outside of united states to a bank account of Lake Michigan Credit Union in USA, your bank will ask for the swift code of Lake Michigan Credit Union.
Important: Swift Codes or BICs of Lake Michigan Credit Union are used ONLY for International Wire Transfers. If you are doing only domestic payments then you only need routing number of Lake Michigan Credit Union instead of swift codes.
Some International wires require an IBAN number, but bank accounts in USA do not have an IBAN. However, you need to provide ABA Routing Number and your Account Number along with Swift Code of Lake Michigan Credit Union to initiate International wire transfer.
Lake Michigan Credit Union Swift Codes for International Wire Transfers
To receive International Wire Transfers to your account in Lake Michigan Credit Union use the following:
Swift Code: - LMCNUS33
Address: 5540 Glenwood Hills Pkwy SE, Grand Rapids, MI 49512
A full swift code (or Full BIC code) is 11 characters long. The last 3 characters in the full BIC is optional as they denote the branch code ('XXX' is for primary office and should be preferred if you are unsure). You can just use the first 8 characters for the main branch.
